Kentucky Growers Insurance Company, Inc.

Kentucky Growers Insurance Company is a co-operative fire insurance company, organized in October, 1896 and operating under Chapter 299 (Assessment or Cooperative Insurance) of the Kentucky Insurance Law and Regulations. Kentucky Growers is a property and casualty insurance company that insures homes and farms located in rural and suburban Kentucky. The Home Office is located at 139 Market Street, Lexington, Ky.

As of December 31, 2006 the Company had 34,439 policies with direct written premium of $18,006,328. These polices are written and serviced by independent agents in over one hundred counties in the state of Kentucky.

An independent audit of the Company’s affairs is conducted each year by Dean, Dorton and Ford, P.S. C. and an examination of the Company’s financial condition is made every four years by the Insurance Department of Kentucky.

The Company is currently rated by A.M. Best’s Insurance Reports on its financial position and operating performance as “A” (Excellent) and Class V ($10,000,000 to $25,000,000) in the Financial Size Category. A new rating is assigned each year by A.M. Best based on operation and size of the Company. Policyholders’ Surplus as of December 31, 2006 was $24,643,234.