Our Heritage
130 Years of Kentucky Growers
Our Story
2026 marks the celebration of our 130th birthday. In October of 1896, a small group of citizens set out to serve their neighbors and their livelihoods. Back then, Kentucky looked a little different. Farms were a primary source of income. Horses were largely transportation — not entertainment. Good insurance was much needed, but hard to come by.
Led by JE Delph, who became our first president, the group of visionaries set up shop, painted Kentucky Growers Insurance Company on the window, and began serving 10 counties. In the 130 years since, we’ve never looked back. Today, we’re proud to serve neighbors across the state. We insure everything from farms and churches to your most prized personal possessions and your home.
Here’s to the next 130 years of serving the families that make Kentucky a better place to live.
Our History
Meeting of the founders; JE Delph elected first president
Secured charter; started writing insurance in 10 counties
CS Williams elected as the second president
Insurance in force: $361,465
Home office moved to 137 N Mill Street
Began writing insurance statewide
Purchased Southern Bank building at 139 Market Street
Board urged extreme caution insuring tobacco and tobacco barns
SD Mitchell elected as the third president
50th Anniversary Celebration at the Lafayette Hotel
22 agents, 18 counties; insurance in force $20,351,443
WG Reading elected as the fourth president
Liability coverage added
24 agents, 41 counties; insurance in force $201,031,098
Purchased first computer — the NCR 299
RN Parks elected as the fifth president
One billion dollars of insurance in force
KG III policy added — Quality Coverage for Quality Homes
68 agents, 79 counties; insurance in force $1.7 billion
100th anniversary at French Quarter Suites Hotel
80 agents, 80 counties; insurance in force $2,021,223,834
Garland Farmer elected as the sixth president
95 agents, 85 counties; insurance in force $3,390,194,221
100+ agents, 100+ counties; insurance in force $4,038,707,435
Marc Evans elected as the seventh president
100 years in the same building — 139 Market Street
125th anniversary
Company Profile
Kentucky Growers Insurance Company is a mutual insurance company, organized in October, 1896 and operating under Chapter 299 (Assessment or Cooperative Insurance) of the Kentucky Insurance Law and Regulations. Kentucky Growers is a property and casualty insurance company that insures homes and farms located in rural and suburban Kentucky. The Home Office is located at 139 Market Street, Lexington, Ky.
Policies are written and serviced by independent agents in over one hundred counties in the state of Kentucky.
Better Business Bureau
Kentucky Growers Insurance Company is a BBB Accredited business since 5/1/1959 with the highest rating of A+.
Demotech, Inc.
FSR for KENTUCKY GROWERS INSURANCE COMPANY, INC. Kentucky Growers Insurance Company holds a Demotech rating of A (Exceptional).